Comments on: Why You Should Get Travel Insurance When You Travel

By: Clem

Clem — Wed, 03 Apr 2019 06:02:31 +0000

Yes, having a travel insurance is always a good idea, and being able to use it when needed is even better. Some insurance companies require a lot of documents to accept your claim, so make sure to take a picture of all your receipts / tickets and backup them somewhere. For instance, you might have to show proof that you left your own country, even if it was months or years ago.

By: Jenny

Jenny — Sun, 17 Mar 2019 08:34:40 +0000

Thanks for sharing this post. I guess, World Nomads Travel Insurance is good to go with. Though I had a couple of options (as I travel frequently) but after reading your detailed post & after visiting World Nomads Travel Insurance I think I would like to explore a bit more on the same.
Thanks for sharing.

By: Stephany Wieland

Stephany Wieland — Wed, 13 Feb 2019 12:09:41 +0000

As a traveler as well. I recommend having travel insurance every time you do travel especially overseas. We can’t foresee want will happen on our way so we need to plan ahead and think wisely. Thus, enjoy the trip.

By: Roger

Roger — Wed, 30 Jan 2019 21:38:01 +0000

You may find that the ‘Socialised’ (What ever that is) NHS is more generous in the treatment of foreign nationals.

The National Health Service (Charges to Overseas Visitors) Regulations 1989

1989 Regulation 5

Exemption from charges for treatment the need for which arose during the visit
5. No charge for services forming part of the health service, provided only for the purpose of giving treatment the need for which arose during the visit, shall be made in respect of any overseas visitor who is–

(a)a national of a member State, or a refugee or a stateless person, or a member of the family of any of them, resident in each case in the territory of a member State; or
(b)a person, or the spouse or child of a person, who has at any time had not less than ten years continuous residence in the United Kingdom or not less than ten years continuous service as a Crown servant employed in the right of Her Majesty’s Government of the United Kingdom and is in receipt of a pension or benefit under the Social Security Act 1975 or the Social Security (Northern Ireland) Act 1975; or
(c)a person resident in a country, other than Israel, or territory specified in Schedule 2; or
(d)a person who is without sufficient resources to pay the charge and who is a national of a country which is a contracting party to the European Convention on Social and Medical Assistance 1954(1); or
(e)a person, or the spouse or child of a person, who has at any time had not less than ten years continuous residence in the United Kingdom and who is resident in a member State or in a country, other than Israel, or territory specified in Schedule 2.
(1)

By: Susan

Susan — Wed, 30 Jan 2019 13:41:39 +0000

Article about ‘why’ on trip insurance is very good. Wondering if there is a kind of policy that might cover ongoing medical needs for long term travel as opposed to catistrophic/emergency coverage.

By: Pam

Pam — Sat, 26 Jan 2019 18:58:30 +0000

If you can wangle/afford a Chase Sapphire card, do it. Since we’ve gotten our Reserve card, we no longer buy the travel portion of insurance but we still do buy the medical portion, with evacuation, returning your ailing body back to your hometown hospital, etc. The medical part is quite cheap; it’s the travel expenses coverage that’s expensive.